Factuza — VERI*FACTU invoicing for the self-employed and small businesses

01 Issuing

Say it out loud, then check it.

“Three hours of consultancy at ninety euros for Talleres Ejemplo.” Factuza fills in the draft, you check it and issue it. The invoice comes out with its hash, its QR code and its chained record.

No artificial intelligence: dictation uses your own phone's speech recognition and an interpreter built on fixed rules. Same words, same result. Every time.

Several VAT rates on the same invoice
Your client's order number when they insist on it
Guided credit notes R1-R5, by replacement or by difference

The Factuza invoice screen showing line items, VAT treatment and totals

02 Filing

Your returns, all but finished.

Drafts of Modelo 303 and Modelo 130 where every box explains where it came from: whether it is your own figure, a calculation by the engine or a rule from the tax catalogue, with its version.

Modelo 390, 347, 202, 349, 115 and 111 arrive during 2026. They are already in the product and they tell you they do not calculate yet: we would rather you read it here than discover it mid-quarter.

Factuza never files on your behalf. It calculates, explains and warns you of the deadline; the signature stays yours or your adviser's. That is a design decision, not a limitation.

Tax calendar with reminders before every deadline
A pack for your accountant in one click, as CSV
Foral territories: the Basque Country and Navarre run their own systems, not VeriFactu — sign-up tells you so before you pay

Factuza showing an invoice being dictated and the resulting draft

03 Getting paid, and spending

The money, in plain sight.

How much you have invoiced and how that compares with last year. Who owes you and since when. And VAT recovery on bad debts, with the article 80.Cuatro deadlines watched for you.

Expenses go in by photograph: the reader pulls out supplier, net amount and VAT. If a legally required field is missing it tells you — but you decide whether to carry on.

Large purchases: it spots what has to be depreciated and proposes the schedule
Bank statements in Norma 43 format, reconciled against your receipts
Unpaid invoices with ageing and deadline warnings

Factuza

What makes it different

It is the awkward cases that stop you dead at seven on a Tuesday.

Almost any program can issue an ordinary invoice. These are the ones we have genuinely solved, with the legislation behind them.

art. 20

Exempt supplies

Healthcare, training, insurance… with the correct exemption reason in the record, not a generic “exempt”.

S2

Reverse charge

Construction, scrap metal, intra-Community: no output VAT and the exact legal wording.

N1

Disbursements

Fees and costs paid on the client's behalf: outside the net amount, outside the withholding.

RE

Equivalence surcharge

5.2 · 1.4 · 0.5 % applied automatically when the recipient is on that scheme.

key 07

Cash accounting scheme

VAT falls due when you are paid, with the hard cut-off of 31 December the following year.

IRPF

Withholding at 7 % / 15 %

Only for recipients with a Spanish NIF, and outside the VeriFactu hash, exactly as the rules require.

EU / non-EU

Overseas clients

Business or consumer, goods or services: every combination has its own treatment. Including the trap — an EU consumer is charged Spanish VAT.

FACe

Facturae 3.2.2 for public administrations

Download it from the invoice, sign it with AutoFirma and submit it through FACe. Validated against the official schema.

B2B · new

E-invoicing between businesses

Mandatory in October 2028 for the self-employed and SMEs, and in October 2027 if you invoice more than 8 million euros. Factuza will have it ready before your date.

Pricing

No cap on invoices. No lock-in.

Prices per month, VAT not included.

For tax addresses in mainland Spain and the Balearic Islands. It cannot yet issue invoices with IGIC (Canary Islands) or IPSI (Ceuta and Melilla), and VERI*FACTU is not used in the Basque Country or Navarre.

For you on your own

Autónomo

€12 /month

or €120 a year (two months free)

Full VERI*FACTU invoicing
Drafts of Modelo 303 and 130 · more returns during 2026
Receipts, unpaid invoices and expenses by photograph
Quotes, proformas and recurring invoices
Email support within 48 working hours

For your company

Pyme

€19 /month

3 users included

Everything in the Autónomo plan
Users with roles and permissions
Modelo 202 and a pack for your accountant
Facturae for FACe
Support within 24 working hours

For your client base

Gestoría

from €79 /month

bundle of 5 client accounts

10 · €129 · 20 · €199 · 50 · €349 · 100 · €599 · 150 · €849
Fixed bundles up to 150 clients: when yours is full, you move up to the next one
One dashboard for the whole client base
10 users
Returns per client and bulk export
Reseller terms available
Support within 8 hours + telephone

For your software

Motor API

from €129 /month

bundle of 10 obligated taxpayers

25 · €189 · 50 · €269 · 100 · €399
Your program issues; we are the SIF
OBT signs the responsible declaration
3,000 records a month per taxpayer
Status webhooks and a free sandbox
Regulatory maintenance included
Technical support for the integrator

See the Motor API

Companies: 2026 is on us

Live issuing as soon as we open, free until 31 December 2026. You reach the October 2028 deadline with everything already running smoothly.

Who is behind it

Somebody has to put their name to a tax product.

EO

Eduardo Ortega Busutil

OBTechnologies · Madrid

I have spent years building software on Microsoft technology for companies that cannot afford it to fail. Factuza came out of watching, at close quarters, what VeriFactu was about to mean for people who invoice from their phone, on a building site or between appointments.

There is no support team working shifts: I answer the email myself. And if one day Factuza stops being any use to you, you take your invoices in one click and go — no lock-in and no need to ask anyone's permission.

— Edu

Where your data lives

And what happens if something breaks

In Spain. Azure, Spain Central region. The database, the backups and the signing keys: all three there. Nothing leaves the country.
Restore to any moment in the last seven days, held in three independent zones. If something breaks, we go back to the minute before.
No generative AI. None of your data feeds a model. The automation is made of rules that can be audited, and whatever the OCR reads, you approve before anything is issued.
Your data is yours. Export it whenever you like, in open formats, including when you cancel.

The detail is in Privacy and the Legal notice, with our tax number and registered address.

Invoices the tax office
can verify for itself.

Say it out loud, then check it.

Your returns, all but finished.

The money, in plain sight.

It is the awkward cases that stop you dead at seven on a Tuesday.

Exempt supplies

Reverse charge

Disbursements

Equivalence surcharge

Cash accounting scheme

Withholding at 7 % / 15 %

Overseas clients

Facturae 3.2.2 for public administrations

E-invoicing between businesses

No cap on invoices. No lock-in.

Autónomo

Pyme

Gestoría

Motor API

Founding clients:

Companies: 2026 is on us

Somebody has to put their name to a tax product.

Where your data lives

The rules you do not see coming.

Reach October 2028 with the work already done.

Invoices the tax officecan verify for itself.

Say it out loud, then check it.

Your returns, all but finished.

The money, in plain sight.

It is the awkward cases that stop you dead at seven on a Tuesday.

Exempt supplies

Reverse charge

Disbursements

Equivalence surcharge

Cash accounting scheme

Withholding at 7 % / 15 %

Overseas clients

Facturae 3.2.2 for public administrations

E-invoicing between businesses

No cap on invoices. No lock-in.

Autónomo

Pyme

Gestoría

Motor API

Founding clients:

Companies: 2026 is on us

Somebody has to put their name to a tax product.

Where your data lives

The rules you do not see coming.

Reach October 2028 with the work already done.

Invoices the tax office
can verify for itself.